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Loan deferment form submission and 1% interest rebate.


Posted On   2020-09-17   |  announcement

This is with reference to our notification dated 17th July 2020 about Monetary Measure Phase II.  

NPPF would like to remind all our valued customers who have availed loans within 30th June 2020, to kindly submit the Loan Deferment Form within 30th September 2020. The form submission is mandatory irrespective of whether you wish to defer your loan repayments or not. Click here for Loan deferment form. 

The deferment forms can be submitted in hard copies to our nearest offices or via email to dechen.choden@nppf.org.bt (mobile no 17330787)

Those clients who have missed July and August installment can still make payments of July and August, if you wish, along with September 2020 installment before 20th October 2020 to be eligible for 1% interest rebate.

Please note that this is one-time opportunity to regularize the repayment to be eligible for 1% interest rebate during deferment period (July 2020 to June 2021)

Lending Rate

"Available during office hours"

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In line with RMA’s notification on the 3rd revision of MLR from 6.66% to 6.51% dated August 03, 2017, the National Pension and Provident Fund (NPPF) would like to inform that there is no change in the interest rates for member loan products. However, interest rate for corporate clients has been revised.

Revised Lending Rate
# Loan Product Tenor (Years) Current Rate
1 Education Loan 5 9.50%
10 9.70%
15 10.00%
2 Housing Loan (Commerical) 20 10.50%
3 Member Home Loan 20 9.0 % (fixed) and 8.0% (5-years reset)
4 Student Loan up to 15 8% during gestation 9% thereafter
5 Member Loan 5 8.5%
6 Flat Purchase 20 8.75% (fixed) and 7.75% (5-years reset)

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