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      Private PF Claim Form

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      Non-Remarriage Certificate

      Loan Forms

      Loan Care Insurance Form

      Member Home Loan Form (Corporations and RBA/RBG)

      Student Loan Application Form (Civil and RBP)

      Student Loan Application Form (Corporations and RBA/RBG)

      Member Loan Application Form (For Civil Servant and RBP)

      Education Loan Form (Corporations and RBA/RBG)

      Education Loan Form (For Civil Servant and RBP)

      Housing Loan Form

      Member Home Loan Form (For Civil Servant and RBP)

      Member Loan Application Form (Corporations and RBA/RBG)

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Requirements

By default, all government agencies are registered members of the NPPF. Civil servants and armed forces personnel on regular employment enjoy simultaneous membership in both the pension and provident fund (PF) schemes. Employees of certain government corporations, joint-sector companies, national and international non-governmental agencies also enjoy simultaneous membership while contract employees are members to only the PF scheme.

As per the National Pension and Provident Fund Plan (NPPFP) Rules and Regulations 2002 (amended 2013), and Armed Forces Pension and Provident Fund Scheme (AFPPFS) Rules and Regulations 2002 (amended 2011), following agencies are eligible for membership in the NPPF:

  • Simultaneous membershipBhutanese national regular employees working in the following sectors:
  1. Armed forces
  2. Civil service
  3. Public organizations, projects, and institutions of the Royal Government
  4. Fully owned government, joint sector, and public companies.
  • Tier 2 (PF) membership only
  1. Expatriate members of the armed forces.
  2. Expatriates working in the above agencies.
  3. Contract employees working in the above agencies.

Links

  • Registration
  1. Process
  2. Requirements
  3. Membership
  • Remittance of contribution
  • Retirement of Employee

Lending Rate

"Available during office hours"

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In line with RMA’s notification on the 3rd revision of MLR from 6.66% to 6.51% dated August 03, 2017, the National Pension and Provident Fund (NPPF) would like to inform that there is no change in the interest rates for member loan products. However, interest rate for corporate clients has been revised.

Revised Lending Rate
# Loan Product Tenor (Years) Current Rate
1 Education Loan 5 9.50%
10 9.70%
15 10.00%
2 Housing Loan (Commerical) 20 10.50%
3 Member Home Loan 20 9.0 % (fixed) and 8.0% (5-years reset)
4 Student Loan up to 15 8% during gestation 9% thereafter
5 Member Loan 5 8.5%
6 Flat Purchase 20 8.75% (fixed) and 7.75% (5-years reset)

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