Background
Milestones
Organogram
Board of Directors
Lotedh Scheme
Social Club
Senior Management
Management Staff
Process
Requirements
Membership
Remittance of contribution
Retirement of Employee
Joining the scheme
Retirement from service
Housing Loan
Member Home Loan
Member Loan
Education Loan
Student Loan
Preparing for Retirement
Benefits
Dos and Don'ts for pensioners/beneficiaries and pension disbursing agencies.
Benefit Disbursement
Becoming a pensioner
Eligibility Criteria and Benefit Formula
Compliance Matters
Investment Product and Service
Corporate Loans
Real Estates
Returns
NPPF Venture Fund
Career
Other Annoucement
Tender/Quotation
Flat Vacancy
Grievance Management procedure 2020
Executive Order
Housing Management Rules and Regulations, 2018
Annual Reports
PF Claim Form
PF Remittance Format
Non-Remarriage Certificate
Lotedh Agreement
Private PF Scheme Guidelines
Enrolment Form
Agreement for Private PF Scheme
Form for updating spouse, children and nomination
Private PF Claim Form
Loan Care Insurance Form
Member Home Loan Form (Corporations and RBA/RBG)
Student Loan Application Form (Corporations and RBA/RBG)
Student Loan Application Form (Civil and RBP)
Education Loan Form (Corporations and RBA/RBG)
Member Loan Application Form (For Civil Servant and RBP)
Housing Loan Form
Education Loan Form (For Civil Servant and RBP)
Member Home Loan Form (For Civil Servant and RBP)
Member Loan Application Form (Corporations and RBA/RBG)
Job Application Form
Customer Grievance Forms
There are two two types of benefits provided by NPPF: Pension and Provident Fund.
Provident fund is paid in lump-sum i.e. accumulated contribution and rate of return. The rate of return is declared and credited to each individual account based on the investment performance. The rate of return is credited to contribution as well as accumulated interest.
Pension is a stream of income paid regularly to the members qualified for monthly pension with a minimum of 10 years of contribution and retired attaining the superannuation age. The benefit is defined by the formula that specifies the amount of benefit as percentage of basic salary.
Armed Forces
Monthly pension = (45% x Final Basic Salary x No.of years of service)/27 Where, Final Basic Salary is the average of the last 12 months.
For civil employees
Monthly pension = (40% x Final Basic Salary x No.of years of service)/30
Early pension prior to five years of superannuation age is paid with reduced pension amount of 6% per annum. Members who are not qualified for monthly pension are paid lump-sum benefit i.e. all the contributions and d rate or return. Read more for eligibility criteria and pension benefit amount.
© 2017 National Pension & Provident Fund. All Rights Reserved | Design by ICT team