Housing Loan

Commercial Housing Loan (CHL)


CHL shall be provided for the purpose of construction/repair/purchase of house/building/apartment strictly for the purpose of generating income, either from business activity, resale of property or rental or lease income.


  • Purpose/Objectives : The Loan aims at financing to best meet your individual investment needs in construction & repairs of house/building and purchase of flats strictly for the purpose for generating profit.
  • Eligibility : should be a current NPPF member
  • Security: Land and building that is being financed.
  • Quantum:
Loan Amount Financing Limit (Loan to collateral value)
CH Loan
Up to Nu. 50 million 70%
More than Nu. 50 million 60%

  • Interest Rate: 10.5% p.a.
  • Tenure: 20 years.
  • Repayment: The repayment of the loan must be meet from 100 % of the rental income.
  • Document required. Click here.

Links

  • Scheme
  1. Joining the scheme
  2. Retirement from service
  • Member Loan
  1. Member Loan
  2. Education Loan
  3. Student Loan
  4. Housing Loan
  5. Member Home Loan
  • Pensioners
  1. Preparing for Retirement
  2. Becoming a pensioner with NPPF
  3. Benefits
  4. Eligibility Criteria and Benefit Formula
  5. Benefit Disbursement
  6. Dos and Don'ts