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Education Loan

Education Loan

Make your way to a brighter future with NPPF’s Education Loan.

  • Purpose/Objectives: The Loan aims at financing member’s self-education as well as education of their children and spouse.
  • Eligibility: Current members who have contributed for at least 1 year to the NPPF and has/have child/children.
  • Security:


Loan Amount Security
Up to 500,000 Loan Care Insurance with RICBL
Above 500,000 till 1,500,000 Secured by fixed assets located in urban, sub-urban and extended town areas.


  • Quantum: For studies within Bhutan, the maximum loan amount is Nu. 500,000/- per child (limited to 3 children).For studies abroad, the maximum loan amount is Nu. 1,500,000/- per child (limited to 3 children).
  • Interest Rate:

Interest Rates Loan Term
9.5% Upto 5 years
9.7% Above 5 years upto 10 years
10% Above 10 years upto 15 years (maximun tenure)


  • Repayment: The repayment must be met from the Salary of the applicant.
  • Document required. Click here.

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  1. Joining the scheme
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  1. Member Loan
  2. Education Loan
  3. Student Loan
  4. Housing Loan
  5. Member Home Loan
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Lending Rate

"Available during office hours"

Contact Us



In line with RMA’s notification on the 3rd revision of MLR from 6.66% to 6.51% dated August 03, 2017, the National Pension and Provident Fund (NPPF) would like to inform that there is no change in the interest rates for member loan products. However, interest rate for corporate clients has been revised.

Revised Lending Rate
# Loan Product Tenor (Years) Current Rate
1 Education Loan 5 9.50%
10 9.70%
15 10.00%
2 Housing Loan (Commerical) 20 10.50%
3 Member Home Loan 20 9.0 % (fixed) and 8.0% (5-years reset)
4 Student Loan up to 15 8% during gestation 9% thereafter
5 Member Loan 5 8.5%
6 Flat Purchase 20 8.75% (fixed) and 7.75% (5-years reset)

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