Board of Directors
Remittance of contribution
Retirement of Employee
Joining the scheme
Retirement from service
Member Home Loan
Preparing for Retirement
Dos and Don'ts for pensioners/beneficiaries and pension disbursing agencies.
Becoming a pensioner
Eligibility Criteria and Benefit Formula
Investment Product and Service
PF Claim Form
Enrollment Form - Armed Force
Enrolment Form - Civil
Updation of Spouse /Children Form
Member Loan Application Form (For Others)
Loan Care Insurance Form
Student Loan Application Form
Education Loan Form (For Others)
Housing Loan Form
Member Loan Application Form (For Civil Servant and RBP)
Member Home Loan Form
Education Loan Form (For Civil Servant and RBP)
Job Application Form
There are two two types of benefits provided by NPPF: Pension and Provident Fund.
Provident fund is paid in lump-sum i.e. accumulated contribution and rate of return. The rate of return is declared and credited to each individual account based on the investment performance. The rate of return is credited to contribution as well as accumulated interest.
Pension is a stream of income paid regularly to the members qualified for monthly pension with a minimum of 10 years of contribution and retired attaining the superannuation age. The benefit is defined by the formula that specifies the amount of benefit as percentage of basic salary.
Monthly pension = (45% x Final Basic Salary x No.of years of service)/27
Where, Final Basic Salary is the average of the last 12 months.
For civil employees
Monthly pension = (40% x Final Basic Salary x No.of years of service)/30
Early pension prior to five years of superannuation age is paid with reduced pension amount of 6% per annum.
Members who are not qualified for monthly pension are paid lump-sum benefit i.e. all the contributions and d rate or return.
Read more for eligibility criteria and pension benefit amount.
In line with RMA’s notification on the 3rd revision of MLR from 6.66% to 6.51% dated August 03, 2017, the National Pension and Provident Fund (NPPF) would like to inform that there is no change in the interest rates for member loan products. However, interest rate for corporate clients has been revised.
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