You need to know the benefit you will receive. You will receive provident fund (Tier 2) in lump-sum i.e. all contributions you have made during your service and interests earned. If you do not qualify to receive monthly pension, you will also receive lump-sum benefit from pension account (Tier 1) along with interest.  You may choose to receive the benefit either in cheque or via fund transfer to your personal saving account.

If you are qualified for monthly pension, then you  will receive your monthly pension benefit by direct transfer to your pension savings account. 

Your monthly pension is subject to personal income tax like the tax you have paid while in service. The monthly pension will be deposited to your account less all taxes and any deduction. If you are a member of Royal Society for Senior Citizens and Lotdeh Scheme, you will receive your monthly pension after deduction your membership fee or contribution to Lotdeh.

You will receive your Pension Tax Deducted at Source certificate from NPPF or download from our website (Annual notification will be issued)