Board of Directors
Remittance of contribution
Retirement of Employee
Joining the scheme
Retirement from service
Member Home Loan
Preparing for Retirement
Becoming a pensioner
Eligibility Criteria and Benefit Formula
Investment Product and Service
Updation of Spouse /Children Form
PF Claim Form
Student Loan Application Form
Education Loan Form
Housing Loan Form
Member Home Loan Form
New Member Application Form
Job Application Form
You need to know the benefit you will receive.
You will receive provident fund (Tier 2) in lump-sum i.e. all contributions you have made during your service and interests earned.
If you do not qualify to receive monthly pension, you will also receive lump-sum benefit from pension account (Tier 1) along with interest.
You may choose to receive the benefit either in cheque or via fund transfer to your personal saving account.
If you are qualified for monthly pension, then you will receive your monthly pension benefit by
direct transfer to your pension savings account.
Your monthly pension is subject to personal income tax like the tax you have paid while in service.
The monthly pension will be deposited to your account less all taxes and any deduction. If you are a
member of Royal Society for Senior Citizens and Lotdeh Scheme, you will receive your monthly pension after deduction your membership fee or contribution to Lotdeh.
You will receive your Pension Tax Deducted at Source certificate from NPPF or download from our website (Annual notification will be issued)
In line with RMA’s notification on the 3rd revision of MLR from 6.66% to 6.51% dated August 03, 2017, the National Pension and Provident Fund (NPPF) would like to inform that there is no change in the interest rates for member loan products. However, interest rate for corporate clients has been revised.
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