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      Education Loan Form (Corporations and RBA/RBG)

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      Education Loan Form (For Civil Servant and RBP)

      Member Home Loan Form

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  • Pension TDS

Benefit Disbursement

You need to know the benefit you will receive. You will receive provident fund (Tier 2) in lump-sum i.e. all contributions you have made during your service and interests earned. If you do not qualify to receive monthly pension, you will also receive lump-sum benefit from pension account (Tier 1) along with interest.  You may choose to receive the benefit either in cheque or via fund transfer to your personal saving account.

If you are qualified for monthly pension, then you  will receive your monthly pension benefit by direct transfer to your pension savings account. 

Your monthly pension is subject to personal income tax like the tax you have paid while in service. The monthly pension will be deposited to your account less all taxes and any deduction. If you are a member of Royal Society for Senior Citizens and Lotdeh Scheme, you will receive your monthly pension after deduction your membership fee or contribution to Lotdeh.

You will receive your Pension Tax Deducted at Source certificate from NPPF or download from our website (Annual notification will be issued)

Links

  • Scheme
  1. Joining the scheme
  2. Retirement from service
  • Member Loan
  1. Member Loan
  2. Education Loan
  3. Student Loan
  4. Housing Loan
  5. Member Home Loan
  • Pensioners
  1. Preparing for Retirement
  2. Becoming a pensioner with NPPF
  3. Benefits
  4. Eligibility Criteria and Benefit Formula
  5. Benefit Disbursement
  6. Dos and Don'ts
  • Compliance Matters

Lending Rate

"Available during office hours"

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In line with RMA’s notification on the 3rd revision of MLR from 6.66% to 6.51% dated August 03, 2017, the National Pension and Provident Fund (NPPF) would like to inform that there is no change in the interest rates for member loan products. However, interest rate for corporate clients has been revised.

Revised Lending Rate
# Loan Product Tenor (Years) Current Rate
1 Education Loan 5 9.50%
10 9.70%
15 10.00%
2 Housing Loan (Commerical) 20 10.50%
3 Member Home Loan 20 9.0 % (fixed) and 8.0% (5-years reset)
4 Student Loan up to 15 8% during gestation 9% thereafter
5 Member Loan 5 8.5%
6 Flat Purchase 20 8.75% (fixed) and 7.75% (5-years reset)

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