• About Us
    • About Us

      Background

      Milestones

      Organogram

      Governance

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      Corporate Social Responsibility

      Lotedh Scheme

      Social Club

      Management

      Senior Management

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  • Employers
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      Remittance of contribution

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  • Products and Services
    • Scheme

      Joining the scheme

      Retirement from service

      Member Loan

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      Member Home Loan

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      Preparing for Retirement

      Benefits

      Dos and Don'ts for pensioners/beneficiaries and pension disbursing agencies.

      Benefit Disbursement

      Becoming a pensioner

      Eligibility Criteria and Benefit Formula

      Compliance Matters

  • Fund Management
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      Returns

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  • Announcement
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      Career

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  • Downloads
    • Legislations

      Grievance Management procedure 2020

      Executive Order

      Housing Management Rules and Regulations, 2018

      Publication

      Annual Reports

      Pension and PF Forms

      PF Claim Form

      PF Remittance Format

      Non-Remarriage Certificate

      Lotedh Agreement

      Private PF Scheme Guidelines

      Enrolment Form

      Agreement for Private PF Scheme

      Form for updating spouse, children and nomination

      Private PF Claim Form

      Loan Forms

      Loan Care Insurance Form

      Member Home Loan Form (Corporations and RBA/RBG)

      Student Loan Application Form (Corporations and RBA/RBG)

      Student Loan Application Form (Civil and RBP)

      Education Loan Form (Corporations and RBA/RBG)

      Member Loan Application Form (For Civil Servant and RBP)

      Housing Loan Form

      Education Loan Form (For Civil Servant and RBP)

      Member Home Loan Form (For Civil Servant and RBP)

      Member Loan Application Form (Corporations and RBA/RBG)

      HR Forms

      Job Application Form

      Customer Grievance Forms

  • e-Services
    • Pension & PF Services
    • Loan Services

Milestones

Years Milestone
1962 Gratuity scheme was introduced for government employees.
1976 The Government introduced government employees’ provident fund (GEPF), then managed by RICB.
1998 His Majesty the Fourth King commanded the Royal Civil Service Commission (RCSC) to review post-service retirement benefits for civil servants.
1999 Feasibility studies were carried out by ADB and GWC.
2000 Establishment of:
  1. National Pension and Provident Fund
  2. National Pension Board
  3. Investment Management and Advisory Committee.
2002 Pension scheme was formally instituted with the implementation of the National Pension and Provident Fund Plan (NPPFP) and the Armed Forces Pension and Provident Fund Scheme (AFPPFS).
2004 Launched education loan to help members educate their children and housing loan to make housing affordable.
2007
  1. RMA licensed NPPF to carry out limited credit operations to expand investment opportunity.
  2. Joined the International Social Security Association.
2010 Launched student loan scheme.
2016 Launched New Member Loan and Home Loan Scheme

Links

  • About Us
  1. Background
  2. Milestone
  3. Organogram
  • Governance
  1. Board of Directors
  • Corporate Social Responsibility
  1. Lotedh Scheme
  2. Social Club
  • Management
  1. Senior Management
  2. Management Staff

Lending Rate

"Available during office hours"

Contact Us



In line with RMA’s notification on the 3rd revision of MLR from 6.66% to 6.51% dated August 03, 2017, the National Pension and Provident Fund (NPPF) would like to inform that there is no change in the interest rates for member loan products. However, interest rate for corporate clients has been revised.

Revised Lending Rate
# Loan Product Tenor (Years) Current Rate
1 Education Loan 5 9.50%
10 9.70%
15 10.00%
2 Housing Loan (Commerical) 20 10.50%
3 Member Home Loan 20 9.0 % (fixed) and 8.0% (5-years reset)
4 Student Loan up to 15 8% during gestation 9% thereafter
5 Member Loan 5 8.5%
6 Flat Purchase 20 8.75% (fixed) and 7.75% (5-years reset)

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