Lending rate & Calculators

RMA’s notification on the 3rd revision of MLR from 6.80% to 6.38% dated December, 2024

Lending Rate

In line with RMA’s notification on the 3rd revision of MLR from 6.80% to 6.38% dated December, 2024, the National Pension and Provident Fund (NPPF) would like to inform that there is no change in the interest rates for member loan products. However, interest rate for corporate clients has been revised.

# Loan Product Tenure (Years) Current Rate
1 Education Loan 1-5 9.50%
    5-10 9.70%
    10-15 10.00%
2 Housing Loan (Commerical) 30 10.50%
3 Member Home Loan 30 9.0 % (fixed) and 8.0% (5-years reset)
5 Member Loan 7 8.5%
6 Flat Purchase 30 8.75% (fixed) and 7.75% (5-years reset)

Calculators

Loan EMI calculator

LTI calculator

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