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Lending Rate

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In line with RMA’s notification on the 3rd revision of MLR from 6.66% to 6.51% dated August 03, 2017, the National Pension and Provident Fund (NPPF) would like to inform that there is no change in the interest rates for member loan products. However, interest rate for corporate clients has been revised.

#Loan ProductTenure (Years)Current Rate
1Education Loan1-59.50%
5-109.70%
10-1510.00%
2Housing Loan (Commerical)3010.50%
3Member Home Loan309.0 % (fixed) and 8.0% (5-years reset)
4Student Loanup to 158% during gestation 9% thereafter
5Member Loan58.5%
6Flat Purchase308.75% (fixed) and 7.75% (5-years reset)

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Testimonials

It has been almost a year since I newly joined the civil service. Although I am very grateful for the opportunity and working in the city. It is very difficult to make my ends meet. I live alone in the city and I have many mouths to feed at home, in my village.

Then I heard about NPPF Member Loan and heard that even though I am a new employee, I can easily opt for this service. So, I opted for the Member Loan Scheme and it really proved beneficial for me.

Hope to see NPPF become more beneficial than any other service provider in every way in the future."

Mr. Thinley Dorji


After the passing of my father who was a civil servant, my mother and I were worried on how to meet our daily expenses. My mother is just a house wife and I am still studying in high school.

NPPF has helped us with our finances through its pension and provident fund scheme as I received certain amount of money through this scheme.

Thank you NPPF."

Ms. Sonam Choden


NPPF services are more than what I expected. NPPF is fast in attending to my questions. It has always helped me through all my doubts."

Mr. Sonam Jamtsho


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  • 1039 ( Toll Free )
  • +975-02-325758
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